My home insurance is due up for renewal and after searching numerous comparison websites and checking countless quotes I decided to stay with my current insurer Policy Expert. Their quote was about the same as the other top insurers and covers my house contents up to £50,000 and has accidental damage cover as well.
Having claimed for a new carpet earlier this year (my sons friend spilt a whole bottle of Lucozade on our cream living room carpet), I thought that our premium would go up but it didn’t. Making a claim was easy and straight forward with Policy Expert and the carpet fitters came out within a week and measured and fitted the new carpet.
With an excess of only £150 it also saved me money as it would of cost me as least that just to fit the carpet.
Although other insurers were up to £3 less a month I’ve decided to stay with Policy Expert as I know they are very helpful and quick.
Oh yeah, and Lucozade is banned from my house now